Review Cart   Sign In
Search this site     ONLINE SPECIALS!   Animal Care   Arts & Crafts   Brain Games   Business & Careers   Computer Education & Technology   Culinary Delights   Dance   Fitness   Foreign Language   Golf   Health, Wellness & Beauty   Hiking & Wilderness   Home Improvement   Just for Kids & Teens   Legal Matters   Music   Personal Finances   Personal Growth   Photography   Recreation   Sewing & Stitchery   Tennis   Test Prep & Skills Refresher   Travel Time   Writer's Workshops	Personal Finances      800 Credit Score!      Accumulating Wealth & Investing For Women      Build Your Dream House for A Song      Building Your Financial Portfolio on $25 A Month (Or Less)      Do You Have a Last Will & Testament?      Finding the Right Stocks      Get Really Rich Fast      How to Buy or Sell a Home in Today's Changing Market.      Investing Basics      Investments in Real Estate for Profit      NEW! Protect the Future of Your Retirement      NEW! Reverse Mortgage or Downsize?      NEW! Veterans with Disabilities-Navigate the VA System and Win!      New! House for Sale-Move That Property      The Successful Landlord      Total Debt Elimination & Cash Management        800 Credit Score! Tell a Friend!          Let Credit Coach Gene Gonzales help you increase your credit score and enjoy the benefits that great credit offers. Learn how your credit score is evaluated by lenders and what creditors look for when you purchase a home, automobile or other large purchases. Find out how to increase your credit limit and what to say when discussing your credit with banks and other credit card issuers. Discover how to protect your credit from predators and inquiries. Class includes a 30-minute Q&A session so be sure to bring your credit questions with you.      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1820  Mar 5  Wed  6-8 pm  Bullard High, Rm B-16  Gonzales  29.00  -2.95  26.05  CANCELLED      top     Accumulating Wealth & Investing For Women Tell a Friend!          Learn the basics for accumulating wealth in a changing economy, achieving and maintaining your financial security and worry-free retirement. Learn about the new IRA rules that allow you to stretch it to your children and grandchildren and how to take early withdrawals without paying a penalty. Learn the risk and reward of mutual funds, stocks and bonds and how to read a prospectus. Strategies to reduce taxes, who should have life insurance, a will, a living trust, a prenuptial agreement and how to identify the best investments for retirement plans. When should you consider a fixed or variable annuity, Long Term Care Insurance and the 529 College Plan? Students will have the opportunity to meet privately with the instructor at no charge.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1807  Jan 28 & Feb 6  2 Mon  6-8:30 pm  Bullard High, Rm B-9  Bragg  29.00  -  29.00  Add to Cart    #S1807  Mar 3 Mar 10  2 Mon  6-8:30 pm  Bullard High, Rm B-9  Bragg  35.00  -  35.00  Add to Cart      top     Build Your Dream House for A Song Tell a Friend!          Imagine how different your life would be if you had no rent or mortgage payments to make! You don’t have to be tied to a 30-year mortgage. Instead, you can build your dream house and own it free and clear in five years. You don’t need a lot of experience either–the presenter and his family built their dream house in Marin County, California and saved a bundle. In this inspirational seminar, you will learn how to buy land inexpensively at County tax sales, buy building materials for 10 cents on the dollar, live on your land comfortably and rent free while you build, and get the best help for the least money. Required text $20, payable to the Instructor. For more information please visit www.buildyourdreamhouse.com. Instructor, David N. Cook      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1418  Apr 19  Sat  9am-Noon  Chavez Ctr, Rm 116  Cook  35.00  -  35.00  Add to Cart      top     Building Your Financial Portfolio on $25 A Month (Or Less) Tell a Friend!          Based on the best-selling book, this information packed seminar will show you how to safely turn $25 a month into $100,000 in just 10 years and have fun doing it! The Christensen's are not stock brokers or financial advisors, but are investors just like you, who have used this method for safe investing for over 20 years. In easy to understand language, they explain: HOW to find safe and secure investments with 100% or more growth per year, HOW to invest without using a broker, WHY picking individual stocks is much safer than mutual funds, WHAT are splits, dividends, direct cash purchases, etc. and how to use them to your advantage, HOW to do easy research in just minutes, plus much more. Optional book available $15.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1801  Feb 2  Sat  9am-Noon  Chavez Ctr, Rm 116  Christensen  39.00  -  39.00  Add to Cart      top     Do You Have a Last Will & Testament? Tell a Friend!          WHY NOT? Not only is it imperative, it¿s simple! Did you know you can prepare your own Last Will & Testament? We¿ll show you how! Like all things, it is less expensive when you do-it-yourself. Learn how you can prepare this essential document for a fraction of the amount an attorney would charge. We walk you through the process so you can leave this workshop with the formal document you so desire and the peace of mind knowing that ¿everything is taken care of.¿ Learn how to fill out the necessary documents and seal them using the formal legal format and walk away knowing matters are settled with a formal Last Will & Testament. Bring $30 materials fee to class. Reserve your seat today. Limited seating is available so act now.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1804  Feb 23  Sat,  9 am-1 pm  Chavez Ctr, Rm 116  Garcia  29.00  -  29.00  Add to Cart      top     Finding the Right Stocks Tell a Friend!          Have you ever wanted to know how to find stocks that pay out a nice income or grow in value over time? Find out about good stock selection methods in understandable language. Topics to be discussed will include the basics of Fundamental Analysis, Technical Analysis, and Momentum Investing. All of your questions will be answered in a way you will understand. Finding good stocks is fun and rewarding.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1816  Feb 5-Feb 26  4 Tue  6:30-8:30 pm  Sunnyside High, Rm S-115  Carr  39.00  -  39.00  Add to Cart    #S1816  Apr 9-May 7  5 Tue  6:30-8:30 pm  Sunnyside High, Rm S-115  Carr  49.00  -  49.00  Add to Cart      top     Get Really Rich Fast Tell a Friend!          How would you like to more than double your money in three years? Jim Poynter will tell you about a program where by every person who has invested over the last five years has made a minimum of 100% return¿usually in between two and a half and three years. Into stocks? Jim will tell you which stock is the most popular five-year market beater, which mutual fund exceeded 33% annually over the last three years, and which mutual fund newsletter consistently provides the names of stocks that deliver the highest returns. He will show you a stock play that has made other rich practically overnight. The bulk of America¿s millionaires own businesses. You will be shown how you can buy or start a business for almost nothing¿and immediately start benefiting from the substantial tax advantages.There really are secrets to getting really rich fast. Jim not only shares the, but he explains in detail why they work. Not only has Jim attained millionaire status himself, but his two oldest sons have done so as well. Providing a menu of simple, practical steps, Jim¿s process of earn, learn, investigate and act has worked for Jim and it will work for you. Jim¿s optional publication, Get Really Rich Fast will be available in class for $20.      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1818  Feb 9  Sat  9am-1pm  Chavez Ctr, Rm 210  Poynter  39.00  -  39.00  CANCELLED      top     How to Buy or Sell a Home in Today's Changing Market. Tell a Friend!          Make money even in today's changing market. Spring is the best time to buy or sell your home. But in today's uncertain market, you need the help of experts who are current on the latest changes. Gain professional advice with absolutely no obligation, from the H.O.M.E. Team, a collaboration of professionals; your local realtor, mortgage planner, insurance agent, mortgage protection agent and home warranty specialist, and as an added bonus, a wealth of tax-advantage information from an expert tax consultant. Bring your questions. We have quality answers. Facilitator, Gloria Sayles      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1817  Jan 24  Thu  6-8pm  Bullard High, B-19  Sayles  29.00  -  29.00  Add to Cart      top     Investing Basics Tell a Friend!          Don't understand all the investing gobbly-gook? Come find out about the exciting world of investing. Learn about the major types of investments in understandable language. Topics to be discussed will include, CD's, Bonds, Mutual Funds, Stocks, IRA's, and 401-k's. All of your questions will be answered in a way you will understand. Once you know the basic, investing can be profitable, not confusing.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1803  Feb 4-Mar 10 (skip 2/11, 2/18,))  4 Mon  6:30-8:30 pm  Sunnyside High, Rm S-115  Carr  39.00  -  39.00  Add to Cart    #S1803  Mar 31-May 5 (skip Apr 7)  5 Mon  6:30-8:30 pm  Sunnyside High, Rm S-115  Carr  49.00  -  49.00  Add to Cart      top     Investments in Real Estate for Profit Tell a Friend!          This course covers creative financing, exchanges, foreclosures, fixer-uppers, property management and saving money on income taxes through real estate investments. Learn how to start an investment plan, establish goals, and evaluate real estate investments. The types of real estate to be discussed are houses, land, apartments, and commercial properties. The knowledge you will gain from this course is equivalent to private courses costing 20 times more.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1808  Jan 12  Sat  9am-3:30pm  Chavez Ctr, Rm 116  Stumpf  49.00  -  49.00  Add to Cart      top     NEW! Protect the Future of Your Retirement Tell a Friend!          This course is designed for retirees and those who are concerned about retirement.Find out about the benefits of living trust vs. will, long term care and your assets, investing for the future–the choices we make and the only thing worse than dying is outliving your money. This important seminar offers information that will apply to anyone who is concerned about asset preservation, retirement planning and moving into the future with peace of mind. Instructor, Michel Hollender      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1819  Feb 19-Mar 11  4 Tue  6:30-8pm  Bullard High, Rm B-17  Hollender  35.00  -  35.00  Add to Cart      top     NEW! Reverse Mortgage or Downsize? Tell a Friend!          Reverse Mortgages are becoming popular in America. A reverse mortgage is a special type of home loan that lets a homeowner convert a portion of the equity in his or her home into cash. Learn about the benefits reverse mortgage as well as the “red flags” you should be aware of. Determine your short and long-term financial goals. Find out how to protect your home and other assets and how to keep your property tax base. Gain insight on housing options to consider, credit traps to avoid and more. Instructor, Gene Gonzales      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1814  Feb 20  Wed  6-8pm  Bullard High, Rm-B-17  Gonzales  29.00  -  29.00  Add to Cart      top     NEW! Veterans with Disabilities-Navigate the VA System and Win! Tell a Friend!          Are you a Disabled Veteran? Are you still waiting for the benefits the Veterans Administration promised to you and your family? Have you been frustrated and confused by red tape? This class will empower Veterans and their families to navigate the complex VA system. Explore the many available benefits that the general Veterans are never told about and find out how to research and access vital information on the Internet and elsewhere. Jolene Sedano is a disabled Veteran who has experienced the frustration of the bureaucratic VA system first-hand, but learned how to turn her frustration into fuel to fix the problem. Learn how you can too! Instructor, Jolene Sedano      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1817  Mar 25-Apr 8  3 Tue  6-8pm  Bullard High, Rm S-65  Sedano  35.00  -  35.00  Add to Cart      top     New! House for Sale-Move That Property Tell a Friend!          Selling a home can be a tiresome process. Learn a host of strategies that will that will help your property stand out, get buyers through the front door, and sell in today’s difficult market. Learn how to get a “buyers-eye view” of your property. Focus on curb appeal, spot and clear out clutter and necessary repairs, introduce lifestyle accessories that catch the attention of prospective buyers. Gary Carter is a licensed real estate broker and one of the top realtors in the Valley. Guest speakers include negotiator and home staging professional.      Section Dates Days Times Location Instructor Fee  Aux  Total       #S1805  Feb 27  Wed  6-8pm  Bullard High, Rm B-17  Carter  29.00  -  29.00  Add to Cart      top     The Successful Landlord Tell a Friend!          Maximize the return on your rental properties. Learn about your rights and responsibilities as a landlord, and how to protect yourself from violating the rights of your tenants. Find out about Californias strict requirements, how to quickly and inexpensively evict bad tenants, collect your money judgments for unpaid rent and damages, and understand the documents you need to profitably manage your rentals.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1810  Jan 30 & Feb 6  2 Wed  7-9 pm  Bullard High, Rm B-17  Moore  35.00  -  35.00  Add to Cart    #S1810  Mar 5-Mar 12  2 Wed  7-9 pm  Bullard High, Rm B-17  Moore  35.00  -  35.00  Add to Cart      top     Total Debt Elimination & Cash Management Tell a Friend!          STOP LIVING IN THE RED! Pay off ALL of your debts including your home mortgage in nine years or less. Applying the simple techniques from this class you will be able to increase your net worth by over $100,000 and learn how you can pay cash for everything, including a new car. You will also be shown the top cash flow management strategies so you always have plenty of cash on hand. Limit 20. Complete course syllabus is available on-line at www.TotalDebtElimination.com.      Section Dates Days Times Location Instructor Fee  Aux  Total       #W1811  Jan 26  Sat  9am-Noon  chavez Ctr, Rm 116  Wright  29.00  -  29.00  Add to Cart    #S1811  Apr 5  Sat  9am-Noon  Chavez Ctr, Rm 116  Wright  29.00  -  29.00  Add to Cart
Home